Education Loan

Education Loan
Easy Access

Simple application process

Low Interest

Affordable support for students

High Credit Limit

Loan up to ₹4 Lakhs

Empowering Students. Enabling Dreams.

Student Credit Card - Government of Bihar

The Student Credit Card Scheme provides financial support to meritorious students for pursuing higher education in India and abroad with confidence.

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  • Indoor and Outdoor Sports Facilities
  • Fitness and Physical Activity Support
  • Healthy Lifestyle Activity Programs
  • Sports Training and Team Activities
  • Student Wellness and Sports Events
How It Works

Simple Steps to Avail Education Loan

01

Apply Online

Fill the online application form and upload required documents.

02

Verification

Documents are verified by the concerned authorities.

03

Loan Approval

After verification, loan is approved and sanctioned by the bank.

04

Receive Funds

The approved amount is credited for course fees and expenses.

05

Focus on Your Goals

Pursue your education and build a successful future.

Documents Required

  • Aadhaar Card
  • Domicile Certificate (Bihar)
  • Income Certificate
  • 10th & 12th Marksheet
  • Admission / Provisional Admission Letter
  • Fee Structure of the Course
  • Passport Size Photograph
  • Bank Account Details
  • Mobile Number & Email ID

Eligibility Criteria

  • Applicant must be a permanent resident (domicile) of Bihar.
  • Must have passed 10+2 from a recognized board.
  • Secured admission in a recognized higher education institution in India or abroad.
  • Annual family income should be within the prescribed limit as per Government norms.
  • Applicant must not be a defaulter of any previous loan.
Important Note The Student Credit Card Scheme is a government initiative. For detailed information, terms and conditions and to apply online, visit
https://www.7nishchay-yuvaupmission.bihar.gov.in/

Your Dream. Our Support. Government's Commitment.

Take the first step towards your bright future with Student Credit Card Scheme and achieve your academic aspirations without financial worries.

Need Help?

Our support team is here to assist you.

Contact Us